Tech

How Apple's new iPhone Upgrade Program compares to deals from the major carriers

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Apple unveiled the iPhone Upgrade Program during its fall event in San Francisco. It lets you get the new iPhone model every year, and it turns out it's a pretty good deal compared to the carrier leasing programs.

The charts below show you how much you'll pay for the new iPhone 6S or 6S Plus on the four main US carriers and Apple's iPhone Upgrade Program.

T-Mobile and Sprint offer some pretty tasty promotions if you don't want accidental damage coverage on your new iPhone 6S or 6S Plus. But trust me, you're much better off with coverage like AppleCare+ because in order to get the new model, your old iPhone needs to be in good shape, or you might not be able to make the swap. You don't want to be stuck with a broken screen, either.

Sprint's promotion offers a better deal than the iPhone Upgrade Program with or without accidental damage coverage, and it lasts till December 31st. Just be aware that Sprint works best in populated areas like cities, and you might not find much coverage in urban areas.

But if you miss Sprint's or T-Mobile's promotional periods, the iPhone Upgrade Program is your best bet, hands down. 

One not for Verizon customers: Verizon doesn't offer an option to upgrade your phone every year, so you should use Apple's iPhone Upgrade Program.

TI_Graphics_Apple iPhone upgrade compare chart
Skye Gould/Tech Insider
iPhone 6S plus carrier compare chart
Skye Gould/Tech Insider

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Skye was the Design Director for Business Insider and Insider. She led the Graphics and Photo teams in producing all graphics, data visualizations, story art, photography, and special projects for the newsroom.
Antonio Villas-Boas was a consumer tech expert with over a decade of experience testing and reviewing smartphones, tablets, computers, smartwatches, and phone carriers.ExperienceAntonio joined the Business Insider team in 2015 as a tech reporter on the news desk and moved to the service journalism team in 2020. During his time as Business Insider’s senior tech reporter, Antonio developed industry-leading battery-life tests for smartphones and tablets, and covered and reviewed hundreds (if not thousands) of products from major brands like Apple, Google, Samsung, and OnePlus since as far back as Samsung’s Galaxy S6, the original Apple Watch, and the very first Google Pixel. This decade-plus of experience has given him tremendous insights into what consumer tech truly stands the test of time and what will be irrelevant in just a few years' time (RIP The Pebble).Antonio is also an experienced deal hunter, surfacing the best discounts on phones, laptops, and smartwatches for readers during sale events like Prime Day, Black Friday, and Cyber Monday. Previously, Antonio was a consumer-electronics analyst at PCMag and ran his own blog. Why you can trust AntonioAntonio approaches all his reviews not only as a tech expert but as a consumer himself. He reads every word of fine print in the phone carrier plans he reviews, and is deeply skeptical of deals that promise you the latest iPhone model for free. (Spoiler: it might be “free,” but you could be stuck with it for three years.)He largely recommends less expensive and small-scale fixes to upgrade your existing tech before considering buying the latest and flashiest in new tech. Antonio believes his role as the go-to “tech guy” for his family and friends extends to his readers as well; he only recommends products that have stood up to the testing process.Scripps News, NewsNation, Fox 5 DC, NBC LX, and Rich DeMuro’s “Rich On Tech” radio show have requested his commentary and expertise. ExpertiseHis expertise includes:
  • Phones, including the iPhone, Google Pixel, and Samsung Galaxy models
  • Phone accessories, including charging cables, phone cases, and protection plans
  • Smartwatches, including the Apple Watch, Galaxy Watch, Pixel Watch
  • Mobile carrier plans, including major carriers and MVNOs
  • Tablets, including iPads and Galaxy Tabs
  • Laptops and computers, including MacBooks and Windows models
  • Computer accessories, including mice, keyboards, and monitors
EducationAntonio graduated from Colgate University in 2009 with a bachelor's degree in history.Outside of workBesides testing tech products, Antonio is also a full time dad to two young kids. His ideal day would be spent on a lake in the Adirondacks.Learn more about how our team of experts tests and reviews products at Insider here.Learn more about how we test tech and electronics.