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There's a secret hack that gets frequent Target shoppers discounts at Disney parks

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Purchasing tickets for Disney is cheaper with Target's help. Philippe Lopez/ Getty
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Most of us have fallen victim to "The Target Effect" and overspend while shopping at the retail giant (even celebrities!). But, there is a major money-saving benefit to being a frequent Target shopper: discounts at Disney parks. 

Target lovers can cash in on the savings by signing up for Target's REDcard, which can act as a debit or credit card. With the card, shoppers earn 5% off every Target purchase, both in-store and online. 

If you use the REDcard to purchase a Disney Gift Card — which is for sale at most Target locations — you can get 5% off the usual price. For example, if you purchase a $500 Disney gift card, you will only pay $475. 

Read more: Target has been open since 1902. Here's what the retail store used to look like.

Disney Gift Cards can be used to purchase Disney World or Disneyland park tickets, to shop at Disney stores, to pay for Disney resorts, and to buy food at some Disney park eateries. 

Susan Veness, the author of "Walt Disney World Hacks," says buying a gift card will also help you save money by putting a limit on how much you can actually spend while at the parks.

"They are a good way to control the budget if you're trying to avoid impulse buying or limit children's spending on souvenirs," Veness writes in her book

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Frank Olito
Frank Olito
Frank is currently an editor at Business Insider, focusing on college, parenting, and general health topics. He was also a senior reporter at BI, covering alternative living, travel, entertainment, and the LGBTQ community. Previously, he has written for ABC News, The Boston Globe, RyanSeacrest.com, and Daily Burn. He studied journalism at Emerson College and lives in Philadelphia.Email him at folito@jkmperu.comPopular Articles:Tiny-house owners are facing evictions or living under the radar because their homes are considered illegal in most parts of the USTiny houses are getting more expensive, and owners are struggling to afford them. But one expert says the price hikes are great for the movement.A family of 4 lives in a private tiny-house village where the kids have their own homes. Take a look inside.I tried living in a luxury camper van for a weekend during the winter, and I'll never do it againAs Hollywood continues to cast straight actors in LGBTQ roles, the LGBTQ community is paying the price