Personal Finance

Here's the salary you need to be in the top 50% of earners in 50 major US cities

couple champagne cheers
You need to earn at least $117,474 to be in the top 50% in San Jose, California. Matthew Lewis/Getty Images
Updated
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If you're working toward earning a salary that will deem you "rich" in your city, it may take some time.

One benchmark you can use on your way to wealth: Making it into the top 50% of earners.

If you're earning at least $75,368 in New York City, you make more money than half the population there. You're also technically middle class. To make it into the top 50% of earners in Los Angeles, you need to bring in $69,992 annually.

Here, we've highlighted the annual household income required to be in the top 50% in 50 major US metro areas, ranked from lowest to highest.

All data comes from the US Census Bureau's 2017 American Community Survey 1-year estimates.

50. New Orleans, Louisiana: at least $50,528

new orleans
Shutterstock/f11photo

49. Memphis, Tennessee: at least $50,984

memphis tennessee
f11photo/Shutterstock

48. Tampa, Florida: at least $52,212

Tampa, Florida
Shutterstock / Bonnie Fink

47. Cleveland, Ohio: at least $52,489

Cleveland Ohio
f11photo/Shutterstock

46. Birmingham, Alabama: at least $53,107

birmingham alabama
Shutterstock/Sean Pavone

45. Miami, Florida: at least $54,284

Miami Florida homes
travelview/Shutterstock

44. Orlando, Florida: at least $55,089

Orlando Florida
Shutterstock

43. Buffalo, New York: at least $55,448

Buffalo, New York
iStock / Jacek_Sopotnicki

42. Oklahoma City, Oklahoma: at least $56,260

Oklahoma City, Oklahoma
iStock

41. San Antonio, Texas: at least $56,774

san antonio river walk
Shutterstock

40. Las Vegas, Nevada: at least $57,189

las vegas nevada homes
Ethan Miller/Getty Images

39. Louisville, Kentucky: at least $57,279

louisville kentucky
silicon640c/Flickr

38. Detroit, Michigan: at least $58,411

Detroit Michigan
f11photo/Shutterstock

37. Pittsburgh, Pennsylvania: at least $58,521

Pittsburgh Pennsylvania
Tupungato/Shutterstock

36. Jacksonville, Florida: at least $58,709

Jacksonville, Florida
Sean Pavone/Shutterstock

35. Milwaukee, Wisconsin: at least $59,448

Milwaukee Wisconsin
Rudy Balasko/Shutterstock

34. Indianapolis, Indiana: at least $59,566

indianapolis
Shutterstock

33. Charlotte, North Carolina: at least $61,156

Charlotte North Carolina
digidreamgrafix/Shutterstock

32. Phoenix, Arizona: at least $61,506

Phoenix Arizona
Dreamframer/Shutterstock

31. St. Louis, Missouri: at least $61,571

st. louis
Shutterstock

30. Riverside, California: at least $61,994

riverside california
Shutterstock/Jon Bilous

29. Cincinnati, Ohio: at least $61,653

Cincinnati
Flickr / Over-the-Rhine

28. Kansas City, Missouri: at least $63,404

kansas city
A G Baxter/Shutterstock

27. Columbus, Ohio: at least $63,764

columbus ohio
Columbus, Ohio in 2017. f11photo/Shutterstock

26. Nashville, Tennessee: at least $63,939

Nashville
f11photo/Shutterstock

25. Houston, Texas: at least $63,802

houston skyline
Shutterstock

24. Virginia Beach, Virginia: at least $64,255

Virginia Beach
Sherry V Smith/Shutterstock

23. Providence, Rhode Island: at least $65,226

providence
Richard Cavalleri/Shutterstock

22. Atlanta, Georgia: at least $65,381

Atlanta Georgia
Sean Pavone/Shutterstock

21. Dallas, Texas: at least $67,382

dallas texas
Shutterstock

20. Richmond, Virginia: at least $67,633

Richmond Virginia
f11photo/Shutterstock

19. Sacramento, California: at least $67,902

sacramento california
Shutterstock/milosk50

18. Chicago, Illinois: at least $68,403

Chicago Illinois
Lucky-photographer/Shutterstock

17. Philadelphia, Pennsylvania: at least $68,572

South Street, Philadelphia
Flickr/redclayproject

16. Salt Lake City, Utah: at least $71,510

salt lake city utah
f11photo/Shutterstock

15. Los Angeles, California: at least $69,992

GettyImages hollywood sign
David Livingston/Getty Images

14. Portland, Oregon: at least $71,931

Portland
Shutterstock

13. Hartford, Connecticut: at least $71,414

Hartford Connecticut
Sean Pavone/Shutterstock

12. Raleigh, North Carolina: at least $72,576

Raleigh North Carolina
Sean Pavone/Shutterstock

11. Austin, Texas: at least $73,800

Austin Texas
RoschetzkyProductions/Shutterstock

10. New York City, New York: at least $75,368

new york city
dibrova/Shutterstock

9. San Diego, California: at least $76,207

San Diego, CA
Flickr/nathaninsandiego

8. Denver, Colorado: at least $76,643

Denver Airport Moon
Shutterstock

7. Minneapolis, Minnesota: $76,856

Minneapolis
Scruggelgreen/Shutterstock

6. Baltimore, Maryland: at least $77,394

baltimore
Tony Brooks/flickr

5. Seattle, Washington: at least $82,133

Seattle
Shutterstock

4. Boston, Massachusetts: at least $85,691

Harvard University
REUTERS

3. Washington, DC: at least $99,669

washington DC american flag
Francisco Diaz, Wikimedia Commons

2. San Francisco, California: at least $101,714

san francisco painted ladies
Flickr / David McSpadden

1. San Jose, California: at least $117,474

san jose california
Facebook/VisitSanJose

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Tanza Loudenback is a personal finance expert and a Certified Financial Planner (CFP). She was the founding reporter of Personal Finance Insider, covering topics including taxes, retirement planning, banking, real estate and mortgages, and budgeting. Her work has been featured in WSJ Buy Side, Fortune Recommends, Korn Ferry, TheStreet, Morgan Stanley Wealth Management, and Fidelity. ExperienceTanza was the first reporter on the Personal Finance Insider team. In addition to helping build the vertical from the ground up, she helmed a biweekly advice column answering readers’ personal finance questions and launched a personal finance newsletter. She also published two e-books under the Personal Finance Insider brand.She was the editorial lead on Master Your Money series, a two-year-long Business Insider series providing financial advice to millennials. She managed Master Your Money bootcamp events over the course of the series. While at BI, she also expanded tax coverage to include a guide to the best tax software and commissioned a panel of experts to review all articles. Tanza obtained her CFP license in 2020. She aims to simplify personal finance concepts for readers so that they can make smart decisions with their money. ExpertiseTanza’s areas of personal finance expertise include:
  • Real estate/mortgages
  • Taxes
  • Retirement planning
  • Small business finances
  • Banking
  • Budgeting
Education Tanza is a graduate of Elon University with a degree in print and online journalism, with a minor in Italian studies.