Lifestyle

More couples are taking on debt to have Instagram-worthy weddings. Here's how much it costs to get married in the US

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How much does it cost to get married? Hinterhaus Productions/Getty Images
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Weddings don't come cheap.

In fact, weddings are so expensive that 28% of couples around the world go into debt to pay for them, reported Business Insider's Erin McDowell, citing WeddingWire's 2019 Global Wedding report.

In the US, the average cost to get married is $38,700, according to WeddingWire's 2019 Newlywed report, which looked at data from more than 18,000 US-based newlyweds who got married in 2018. The ceremony and reception takes up a huge chunk of that, at $29,200.

Here's a brief look at how that total breaks down:

    • Officiant: $300
    • Cake and desserts: $550
    • Invitations/stationery: $550
    • Lighting and décor: $1,400
    • Dress: $1,700
    • Flowers: $1,800
    • Photography: $2,400
    • Band: $3,900
    • Catering: $6,700
    • Venue: $9,000

And that's not even all of it — that's just looking at ten of the most popular ceremony and reception staples.

Another factor to keep in mind is that your wedding cost is likely to vary depending on your location — in the New York City metro area, the average wedding cost is $50,000, but in Cleveland, Ohio, it's $22,000, according to WeddingWire.

The costs don't end there

The breakdown above doesn't count two other common, wedding-related costs: the engagement ring and the honeymoon, which, according to WeddingWire, clock in at an average of $5,000 and $4,500 respectively.

Jeffra Trumpower, creative director of WeddingWire, previously told Business Insider that the honeymoon is about 11.6% of the average couple's total budget in the US. Likewise, wedding planner Tyler Speier told Business Insider he recommends that couples set aside anywhere from 10% to 15% of their wedding budget for their honeymoon.

Regardless of what you spend on your wedding from beginning to end, it can always get more expensive if you fall victim to the pressure of having an "Instagram-worthy" wedding. Online lenders told The Washington Post they're issuing up to four times as many wedding loans as they did a year ago as millennial couples try to have their dream wedding, reported Business Insider's Mary Hanbury.

You might also end up paying more if you're one of the growing number of couples having multiple wedding ceremonies, which can exceed $100,000 when all the costs are added up.

And if you're thinking about getting married and buying a house in the same year — two life milestones that have traditionally gone hand in hand — be prepared to spend upwards of $50,000 in most major US metro areas.

See the full wedding cost breakdown at WeddingWire »

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Hillary focuses on the intersection of youth culture and wealth, reporting on the lifestyles and economics of millennials and Gen Z. She covers trends in how these generations are living and spending and examines how the economy is shaping them and their financial behaviors She also reports on consumer spending and New York City's economy, and previously wrote about the ultrarich and personal finance at Insider before joining its economy team. Basically, she's written about money from every angle you can imagine. Inside the epicenter of America's Great Resignation: Kentuckians lay out the 4 forces driving the state's labor shortage — and explain why it's here to stay Millennial New Yorkers are ditching basements and roommates for luxury apartments at $1,000-plus discounts The world's youngest self-made billionaire hopes to power every future self-driving car with a technology that Elon Musk says is 'doomed' Tiffany and the Trumps: Insiders describe how the president's younger daughter has charted what they say is a distant relationship with her father and come to terms with having America's most divisive last name Inside the French Riviera's pandemic party problem Yachting insiders detail the rampant sexual harassment aboard million-dollar ships, where crew members are promised a glamorous lifestyle and can instead find themselves trapped at sea with no one to turn to Millennials came limping out of the Great Recession with massive student debt and crippled finances. Here's what the generation is up against if the coronavirus triggers another recession.