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How to send money through Google Pay using your iPhone or Android

Google Pay Android
You can easily send money through the Google Pay app on your iPhone or Android device. Vladimka production/Shutterstock
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Money can make things awkward enough as it is, so the easier it is to pay for things, the better. And it doesn't get much easier than using Google Pay. This super simple payment portal app makes sending payments as easy as a few taps on your screen.

Once you have downloaded the Google Pay app on your iPhone or Android device, take a minute to add your bank's information, and a credit card, if you'd like. 

To send money via Google Pay, follow these steps:

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How to send money through Google Pay

1. Open the Google Pay app on your iPhone or Android device and tap the button at the bottom that says "Send or request."

How to send money through Google Pay
Tap "Send or request."  Steven John/Business Insider

2. Enter the email or phone number of the intended recipient, or select their name from your contacts.

3. Enter the amount of money you wish to send.

4. Tap "Send" and the funds will be transferred.

How to send money through Google Pay
The recipient will need to have a bank account linked to their Google Pay account to accept transfers over $2,500.  Steven John/Business Insider

Note that you must add a bank account or debit card to send money to individuals, but you can make online purchases with only a credit card attached to the account.

Also, if the recipient that you're sending money to does not already use Google Pay, they have 14 days to create an account and claim the payment, or else it will be returned to you.

 

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Steven John has been a freelance writer for more than a dozen years and has been a regular contributor to Business Insider since 2017. His work includes a focus on the tech world, covering companies including Apple, Microsoft, Meta, Google, and others. He also reviews restaurants, shares how-to cooking articles, and writes general interest pieces.Steven also writes for publications including Architectural Digest, The Daily Beast, Forbes, and more. In the past, he also wrote for New York Magazine, Mashed, U.S. News & World Report and other outlets. He runs his own outdoor lifestyle site, Dad Gear Review, and co-hosts the Fact Trekkers podcast with his son. He has had two novels published, Three A.M. and Outrider. He graduated from Emerson College with a degree in communications focused on filmmaking.He is an avid outdoorsman and can be frequently found in a kayak or on a mountain trail, often with his family along for the adventure.Expertise:Tech industryTech hardwareOutdoorsCookingRestaurantsDIYPopular articles:Microsoft: A history of the software giant co-founded by Bill Gates, its products and services, jobs, layoffs, and moreYouTube is a major entertainment force. Here's the platform's history, plus how to create a channel and upload videos.Inside the life and career of Bill Gates, the Microsoft co-founder, billionaire, and philanthropistTim Cook net worth: How the Apple leader earns and spends his moneyBecoming an Amazon seller is a simple process. Here's what's involved, plus how you make money and get paid.