Personal Finance

My favorite Gmail hack spares me hours of temptation — and probably saves me hundreds of dollars

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Last year, I wrote about how one of the most expensive aspects of city life is the constant temptation: There's no end of opportunities to buy, buy, buy.

You could easily say the same for the internet. And, by extension, your inbox.

I don't consider myself a big online shopper, but over the course of the past few years, dozens of websites have snagged my email address for discounts, updates, coupons, and the like.

I know I'm not alone in this, frantically archiving emails from retailers instead of unsubscribing, for fear I'll miss the perfectly timed deal.

So I came up with a solution: email filters.

If you have Gmail, you might already use the filters, which apply an assigned action to every email of a chosen type that enters your inbox. Other email providers have similar features, but Gmail's is particularly easy.

Now, all of my shopping emails never hit my inbox. They immediately get filtered into a shopping folder (I call it "Shopping," but you might go with "Stay out of here" or "You don't need any of this"), where they wait for me to realize I need a new white t-shirt or something to hang in my hallway. Then, I click in and see if any of my favorite retailers are having sales. If not, I wait. They always come around eventually.

It keeps my inbox clear and eliminates the constant temptation that is 40% off sales and free shipping. Out of sight, out of mind, right?

If that sounds good to you, here's how to set it up:

If you're in the email you want to filter already, you can go to the top right and select "filter messages like this" from the drop-down menu.

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Then, select "Create filter with this search" which will bring you to the next menu.

That's where you want to select "Skip the inbox" and "Apply the label." You can open up the drop-down menu here and create a new label on the spot, such as "Shopping." 

Finally, "Also apply filters to matching conversations" and "Create filter."

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Or, if you're not in the message you want to filter, you can click on the little gear button at the top right of your inbox and select "Settings."

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Then, "Filters and Blocked Addresses."

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At the bottom of the page (or the top, if you don't have any filters at all), click "Create a new filter." Follow the same instructions as above.

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Now, all of your existing emails from that retailer will be hidden in a folder, and you won't see when the new ones come in.

If you want to check them out, you just hover over the menu to the left of your inbox, and click into your folder. 

Temptation neutralized.

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Libby Kane was a personal finance expert who has reported and edited stories about money for more than 10 years. She previously held the Certified Financial Education Instructor (CFEI) certification issued by the National Financial Educators Council.Experience She has written and edited articles on everything from investing tips to model budgets and has interviewed dozens of authors, financial planners, and early retirees to share their advice, experiences, and insights with a global audience. Before joining Business Insider in 2014, she was an associate editor at LearnVest, a personal finance site to help women learn about money. Her work has appeared on sites such as MSN, AOL, Forbes, Slate, and The Street.Her team at Business Insider has tackled projects including:• Women of Means, a series about women taking control of their finances• Inside the Racial Wealth Gap, an exploration of the causes, effects, and potential solutions of the racial wealth gap in the US (finalist, Drum Award, "Editorial Campaign of the Year," 2021)• Strings Attached, a series of essays from people who have left insulated communities and how that journey affected their relationship with money• Master Your Money, a year-long guide for millennials on how to take control of their finances  (first runner up, Drum Award, "Best Use of Social Media," 2022)• The Road to Home, a comprehensive guide to buying your first house (silver award winner, National Association of Real Estate Editors, "Best Multi-Platform Package or Series – Real Estate," 2022)Libby believes in one universal truth about money: Advice is never for everyone. The best strategies, tools, and products depend on your preferences, financial situation, history with money, and goals.ExpertiseHer expertise includes:• Behavioral finance• Early retirement• Budgeting• Saving moneyEducationLibby holds a bachelor's degree from Wellesley College.Outside of personal finance, Libby enjoys reading, baking, and walking her dog.